NMB Electric Auto Loan

All documents should be clear, valid, and officially certified to ensure smooth processing of the application

A. Identification Documentation Requirements

For Individual

• Photograph and copy of citizenship of the applicant/sponsor/guarantor/proprietor/shareholder/partner
• Copy of Individual PAN certificate (where applicable)
• Map of the applicants’/sponsor’s/guarantor’s residence
• Net worth statement of applicant/guarantor/sponsor
• Multiple Banking document
• Account in NMB Bank Ltd.

For Institution/Business

• Certificate of Incorporation (in case of organization)
• Valid Firm/Company registration certificate.
• MOA/AOA, Share Lagat, partnership deed (as applicable)

B. Income Documentation Requirements

For salaried individual

• Salary certificate from the employed organization/company (Not older than 3 months).
• Bank Statement for minimum 6 months, as applicable.
• Latest two salary slips (if any).
• Tax paid documents

For self-employed professionals

• Certificate of registered professional.
• Detail of income source/ profession.
• Proof of last 3 years of continuous practice (if any).
• Bank Statement for minimum 6 months, as applicable.
• Tax Paid documents

For business person

• Latest audited financial statement as per prevailing Company/Tax Act of Nepal.
• Bank Statement for minimum 6 months, as applicable.
• Certificate of Incorporation (in case of organization)
• Valid Firm/Company registration certificate.
• MOA/AOA, Share Lagat, partnership deed (as applicable)
• Recent tax paid receipt documents

For other sources

• Latest lease payment receipt or agreements, title deed of property. Future rental income will not be considered.
• Other rental income details. If the asset generating rental income is under loan from other financial institution, the Bank must take into consideration the residual income from such asset.
• Pension slip, interest received statement etc.