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Individual
Accounts
Saving Accounts
Senior Account
Payroll Account
Youth Account
Student Account
Deposit
Recurring Deposit
Fixed Deposit
Loans
NMB Fixed Rate Home Loan
Education Loan
Land Purchase Loan
Loan Against Property (LAP)
Loan Against Fixed Deposit
NMB Sulav Ghar Karja
NMB Kheti Karja
NMB Electric Auto Loan
+ View All
Other Services
Mobile Banking
NMB Omnichannel
Demat
+ View All
About NMB
Governance / Disclosures
Right to Information
Data Protection and Privacy Principles
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Reports
Leadership
Department Heads
Board of Directors
Executive Committee
Company
About Us
Organizational Structure
Corporate and Business
Cross-border / Institutional
Correspondent Banking
Accounts
Call Account
Institutional Fixed Deposit
Current Account
Financing
Project Finance
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Micro Finance
Banking Segments
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SME/MSME
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Corporate Banking
Help & Support
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Career
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Forex
Interest Rates
Digital Banking
Online Account Opening
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Internet Banking for Express banking (Corporate)
NID update
Individual
Accounts
Saving Accounts
Senior Account
Payroll Account
Youth Account
Student Account
Deposit
Recurring Deposit
Fixed Deposit
Loans
NMB Fixed Rate Home Loan
Education Loan
Land Purchase Loan
Loan Against Property (LAP)
Loan Against Fixed Deposit
NMB Sulav Ghar Karja
NMB Kheti Karja
NMB Electric Auto Loan
+ View All
Other Services
Mobile Banking
NMB Omnichannel
Demat
+ View All
About NMB
Governance / Disclosures
Right to Information
Data Protection and Privacy Principles
Training Disclosure
Reports
Leadership
Department Heads
Board of Directors
Executive Committee
Company
About Us
Organizational Structure
Corporate and Business
Cross-border / Institutional
Correspondent Banking
Accounts
Call Account
Institutional Fixed Deposit
Current Account
Financing
Project Finance
Trade Finance
Micro Finance
Banking Segments
Institutional Banking Liabilities
SME/MSME
Mid-Corporate Banking
Corporate Banking
Help & Support
Branch & Locations
ATM Locator
Branch Locator
Extension Counter
Contact
Contact Us
Grievance
Banking Hours
Media / Careers
Blog
Career
Notices
News & Events
Rates & Charges
Forex
Interest Rates
Digital Banking
Online Account Opening
Online Loan Tracker
Internet Banking for Retail
Internet Banking – Corporate
Internet Banking for Express banking (Customer)
Internet Banking for Express banking (Corporate)
NID update
EMI Calculator
Home
EMI Calculator
Loan Amount
In Rupees
Loan Tenure
In Years
Loan Rate
In Percentage
Tenure Type
Years
Months
Monthly EMI
Rs.4,849
Apply For Loan
Interest Payable
Rs.16,368
Total Payment
Rs.116,368
Monthly breakdown of EMI in Principal and Interest components
Month
Principal (Rs.)
Interest (Rs.)
Balance (Rs.)
▶
2026
10,932
3,614
96,401
▶
2027
48,037
10,147
85,333
▶
2028
41,031
2,607
36,695