• Mobile/Card Support
Search
NMB Bank
  • Individual
    • Accounts
      • Saving Accounts
      • Payroll Account
      • Senior Account
      • Youth Account
      • Student Account
    • Deposit
      • Fixed Deposit
      • Recurring Deposit
    • Loans
      • NMB Fixed Rate Home Loan
      • Education Loan
      • Land Purchase Loan
      • Loan Against Property (LAP)
      • Loan Against Fixed Deposit
      • NMB Sulav Ghar Karja
      • NMB Kheti Karja
      • NMB Electric Auto Loan
      • + View All
    • Other Services
      • Mobile Banking
      • NMB Omnichannel
      • Demat
      • QR Payment
      • Priority Banking
      • Discounts
      • + View All
  • Corporate and Business
    • Accounts
      • Call Account
      • Current Account
      • Institutional Fixed Deposit
    • Banking Segments
      • SME/MSME
      • Mid-Corporate Banking
      • Corporate Banking
      • Institutional Banking Liabilities
    • Financing
      • Trade Finance
      • Project Finance
      • Micro Finance
    • Cross-border / Institutional
      • Correspondent Banking
  • Digital Services
    • Digital Onboarding
      • Online Account Opening
      • eloan
      • Online Loan Tracker
      • Video Account Opening
    • Cards & Security
      • Cards
      • NMB 3D Secure
      • Card activation / safety info
    • Merchant / Payments
      • QR Code
      • NMB SoftPOS
      • NMB InstaBuy
      • Outward Transfer
  • Help & Support
    • Contact
      • Contact Us
      • Grievance
      • Banking Hours
      • FAQ
    • Branch & Locations
      • Branch Locator
      • ATM Locator
      • Extension Counter
    • Rates & Charges
      • Forex
      • Interest Rates
    • Media / Careers
      • News & Events
      • Notices
      • Career
      • Blog
  • About NMB
    • Company
      • About Us
      • Organizational Structure
    • Leadership
      • Board of Directors
      • Executive Committee
      • Department Heads
    • Governance / Disclosures
      • Right to Information
      • Training Disclosure
      • Data Protection and Privacy Principles
      • Reports
    NMB Bank
    • Individual
      • Accounts
        • Saving Accounts
        • Payroll Account
        • Senior Account
        • Youth Account
        • Student Account
      • Deposit
        • Fixed Deposit
        • Recurring Deposit
      • Loans
        • NMB Fixed Rate Home Loan
        • Education Loan
        • Land Purchase Loan
        • Loan Against Property (LAP)
        • Loan Against Fixed Deposit
        • NMB Sulav Ghar Karja
        • NMB Kheti Karja
        • NMB Electric Auto Loan
        • + View All
      • Other Services
        • Mobile Banking
        • NMB Omnichannel
        • Demat
        • QR Payment
        • Priority Banking
        • Discounts
        • + View All
    • Corporate and Business
      • Accounts
        • Call Account
        • Current Account
        • Institutional Fixed Deposit
      • Banking Segments
        • SME/MSME
        • Mid-Corporate Banking
        • Corporate Banking
        • Institutional Banking Liabilities
      • Financing
        • Trade Finance
        • Project Finance
        • Micro Finance
      • Cross-border / Institutional
        • Correspondent Banking
    • Digital Services
      • Digital Onboarding
        • Online Account Opening
        • eloan
        • Online Loan Tracker
        • Video Account Opening
      • Cards & Security
        • Cards
        • NMB 3D Secure
        • Card activation / safety info
      • Merchant / Payments
        • QR Code
        • NMB SoftPOS
        • NMB InstaBuy
        • Outward Transfer
    • Help & Support
      • Contact
        • Contact Us
        • Grievance
        • Banking Hours
        • FAQ
      • Branch & Locations
        • Branch Locator
        • ATM Locator
        • Extension Counter
      • Rates & Charges
        • Forex
        • Interest Rates
      • Media / Careers
        • News & Events
        • Notices
        • Career
        • Blog
    • About NMB
      • Company
        • About Us
        • Organizational Structure
      • Leadership
        • Board of Directors
        • Executive Committee
        • Department Heads
      • Governance / Disclosures
        • Right to Information
        • Training Disclosure
        • Data Protection and Privacy Principles
        • Reports
      NMB Bank
      • Individual
        • Accounts
          • Saving Accounts
          • Payroll Account
          • Senior Account
          • Youth Account
          • Student Account
        • Deposit
          • Fixed Deposit
          • Recurring Deposit
        • Loans
          • NMB Fixed Rate Home Loan
          • Education Loan
          • Land Purchase Loan
          • Loan Against Property (LAP)
          • Loan Against Fixed Deposit
          • NMB Sulav Ghar Karja
          • NMB Kheti Karja
          • NMB Electric Auto Loan
          • + View All
        • Other Services
          • Mobile Banking
          • NMB Omnichannel
          • Demat
          • QR Payment
          • Priority Banking
          • Discounts
          • + View All
      • Corporate and Business
        • Accounts
          • Call Account
          • Current Account
          • Institutional Fixed Deposit
        • Banking Segments
          • SME/MSME
          • Mid-Corporate Banking
          • Corporate Banking
          • Institutional Banking Liabilities
        • Financing
          • Trade Finance
          • Project Finance
          • Micro Finance
        • Cross-border / Institutional
          • Correspondent Banking
      • Digital Services
        • Digital Onboarding
          • Online Account Opening
          • eloan
          • Online Loan Tracker
          • Video Account Opening
        • Cards & Security
          • Cards
          • NMB 3D Secure
          • Card activation / safety info
        • Merchant / Payments
          • QR Code
          • NMB SoftPOS
          • NMB InstaBuy
          • Outward Transfer
      • Help & Support
        • Contact
          • Contact Us
          • Grievance
          • Banking Hours
          • FAQ
        • Branch & Locations
          • Branch Locator
          • ATM Locator
          • Extension Counter
        • Rates & Charges
          • Forex
          • Interest Rates
        • Media / Careers
          • News & Events
          • Notices
          • Career
          • Blog
      • About NMB
        • Company
          • About Us
          • Organizational Structure
        • Leadership
          • Board of Directors
          • Executive Committee
          • Department Heads
        • Governance / Disclosures
          • Right to Information
          • Training Disclosure
          • Data Protection and Privacy Principles
          • Reports

      Contact Details

      • Head Office
        NMB Bhawan, Akhtiyaar Marga
      • Phone
        +977-1-5346160
      • Call Center
        01-5970150
      • 24 x 7 Mobile/ Card Support
        9851176101
      • Email
        call@nmb.com.np
      • Swift Code
        NMBBNPKA

          

      Information Officer
      Mr. Sudesh Upadhyaya
       +977-1-4530597,
      +977-1-5346160 Ext: 328

      About Us

      • About Us
      • Gender Equity and Social Inclusion (GESI)
      • Priority Banking
      • Board of Directors
      • Executive Committee
      • Province Heads
      • Department Heads
      • Organizational Structure
      • Company Secretary
      • Compliance Officer
      • BOD Management Committee Contact
      • Contact Us

      Quick Links

      • Extension Counter
      • Banking Hours
      • Interest Rates
      • Forex
      • EMI Calculator
      • Investor Relation
      • Career
      • Base Rate
      • Average Interest Spread
      • NMB Visa Card Discount
      • The Wolfsberg Group CBDDQ Questionnaire
      • E&S Commitment Statement
      • NMB Carbon Disclosure Report
      • Bank Guarantee
      • Cybersecurity & Customer Protection
      • ISMS Policy Statement

      Notice and media

      • News & Events
      • Right to Information
      • Photo Gallery
      • Video Gallery
      • Corporate Social Responsibilities
      • Blog
      • Customer Advisory
      • Training Disclosure
      • Data Protection and Privacy Principles
      • Information Security and Customer Protection
      • Standard Tariff Charges

      • Bank Guarantee

      • Apply for Loan

      • FMO
      • Certificates
      NMB Subsidiaries
      • NMB Capital
      • NMB Microfinance
      • NMB Securities
      Follow Us On
      Copyright © 2026 NMB Bank.
      Powered By Peace Nepal DOT COM

      NMB Bank VISA Credit Card

      • Home
      • Products
      • Cards
      • Credit Cards
      • NMB Bank VISA Credit Card

      Product Overview

      NMB Bank Credit Card(Nepalese Rupee) is a chip based credit card, featured with Verified By Visa (VbV). With 3D Secure, you can render service for online payment to selected merchants with the NMB Bank Credit Card.

      Eligibility

      Individual

      Individual

      Nepali National and Regular income source required
      Age

      Age

      Minimum age requirement: 18 years if employed and 22 years if self-employed

      Documents

      Criteria & documentation

      Professionals & salaried individuals.

      •  Annual Salary Certificate from the Employer (At least 2 years of Service).
      • Copy of Citizenship & Latest Photograph.

      Partnership/Proprietorship/Self-employed

      • Business in operation for 3 Years
      • Company Registration document/s
      • Latest Tax certificate and financial statement
      • Copy Of Citizenship & latest Photograph

      No income documents required for those who would like to take a credit card against:

      • Lien on Fixed Deposit / Current or Savings Account With NMB Bank Ltd.

      Features

      • Chip based secured credit card.
      • No need to have an Account at NMB Bank Ltd.
      • Flexible payment option between 10% to 100%
      • Auto Debit Facility
      • Advance Cash withdrawal facility of 10% of credit limit or Rs.16,000/- whichever is lower
      • Supplementary Card Facility
      • Over-limit Facility (upto 10% of the limit)
      • Wide acceptance in India and Nepal
      • E-statement service
      • Maximum 45 days of Credit facility
      • 3D Secure Service to facilitate Safe Online Payment
      • Convenient and Safe
      • Inquire your account balance form any ATM terminals

      Frequently Asked Questions

      Similar Products

      NMB Bank Platinum Credit Card
      NMB Bank Platinum Credit Card
      Read More
      • How do I pay my Credit Card dues?

        You can pay your credit card dues through NMB Banks' Mobile Banking, Internet Banking, Connect Ips, e-Sewa, Khalti and visiting nearest branch of NMB Bank.

      • How do I pay my credit card bill?

        For the repayment of Credit Card bill, you may opt any of the below listed option: Cash Payment Mode: You can visit your nearest NMB Bank branch and fill up the Credit Card Payment Voucher and deposit the required amount. Account Debit Mode: If you have provided your NMB Bank Account for your Credit Card, then based on your monthly card statement you can maintain sufficient balance in your account and the system will automatically settle your dues on the due date Mobile Banking Mode: If you have a NMB Mobile Banking App, you can pay the dues of Credit Card. Payment---Merchant Payment---Credit Card Payment Internet Banking Mode: If you have a NMB Internet Banking App, you can pay the dues of Credit Card. Payment---Bill Payment---Merchant Group as OTHERS---Pay For Credit Card Bill Payment Third Party Channel: You can pay NMB Credit Card due from various third party channels such as e-Sewa, Khalti and so on.

      • What if I cross my credit limit?

        If you cross your credit limit for any reason, you should settle the card dues as early as possible. This will not only refresh the card limit but also saves you from additional charge/fees applicable.



      • Want to know why interest charges are levied?

        Interest charges are levied for the credit facility that cardholder enjoys on Credit Card.

      • What do I do if my credit card is declined?

        There are various reasons wherein a credit card may get declined. Point here is to note that committing a transaction by a credit card involves multiple parties. An error or connection fluctuation in any party may result decline of a card. If your card gets declined, it is not necessary that your card has any problem. Please contact representatives at 24/7 help line service at Card Center.

      • Can I use my credit card for online purchases?

        Yes. However, online transaction limits are set to zero by default. To avail Credit Card Online Service, you need to submit an application to enable online transaction limit to your respective branch or at Card Center.

      • What is statement date?

        It is a date when the monthly card transaction/dues are generated in a statement and same is forwarded to the card holders for settlement within a payment due date, i.e. generally 15 days period. Statement will be delivered to the cardholders every 25th of English Calendar.

      • How can I change/update my details in credit card account?

        You may contact the respective branch where you have maintained your account with or may contact our representatives 24/7 help line service at Card Center Care at 9851176101/9851176102 or email at card@nmb.com.np

      • What is payment due date?

        It is the last date by which the card due as mentioned in the statement needs to be settled. If you have assigned your NMB Bank Account for your Credit Card, then based on your monthly card statement you shall maintain sufficient balance in your account and the system will automatically settle your dues from the 15th day of the Statement delivered to you.

      • Can I know all the facts related to my credit limit?

        You can speak to our representatives at 24/7 help line service at Card Center to inquire about your credit limit. Card Center: Please call 24-Hour Card Center Care at 9851176101/9851176102 or email at card@nmb.com.np from your registered mobile number or nearest branch to know your credit Limit.

      • Where are credit cards accepted?

         Credit Cards are accepted in Nepal & India on terminal accepting the VISA Card Brand.

      • What are the applicable fees and charges for credit cards?

        For detailed information regarding the schedule of fees and charges applicable for NMB Credit Cards, you may contact any of our NMB Bank Branches or may speak to our support at 24/7 help line service at Card Center. Fees & charges

      • How long will it take for me to get a credit card?

        It will take minimum 3 to 6 days after the approval depending upon the document provided by Card Applicant at NMB Bank.